Welcome to QuickLoansDirect.com (the “Website”), operated by Quick Loans Direct (the “Company,” “we,” “us,” or “our”). These Terms of Service (“Terms”) govern your access to and use of the Website and any related services (collectively, the “Services”).

By accessing or using the Services, you agree to be bound by these Terms. If you do not agree, do not use the Website.

1. Eligibility

You must be at least 18 years old (or the age of majority in your jurisdiction) and have the legal capacity to enter into these Terms. By using the Services, you represent and warrant that you meet these requirements.

2. Services

The Website provides information about loan products, lending options, and may facilitate connections to lenders or third-party financial services. We do not provide loans directly; any applications or transactions occur through third-party lenders.

We are not responsible for the terms, decisions, or actions of third-party lenders.

3. User Accounts

Certain features may require creating an account. You agree to provide accurate information and keep your login credentials secure. You are responsible for all activity under your account.

4. SMS/Text Messaging Program

We may offer SMS/text messaging for informational, promotional, marketing, or transactional purposes (e.g., loan status updates, offers, reminders).

By providing your mobile phone number and opting in, you expressly consent to receive recurring automated marketing and/or informational text messages from Quick Loans Direct at the phone number provided, including messages sent using an autodialer or artificial/pre-recorded voice.

• Message Frequency: Up to 4–8 messages per month depending on activity.
• Message and Data Rates: Standard carrier rates may apply.
• Opt-Out: Reply STOP, UNSUBSCRIBE, END, QUIT, or CANCEL to opt out.
• Help: Text HELP or email support@quickloansdirect.com.
• Consent Not Required: Consent is not required for purchase or services.

Continued use after updates to messaging practices constitutes acceptance.

5. Intellectual Property

All content on the Website (text, graphics, logos, etc.) is owned by us or our licensors and protected by applicable laws. You may not copy, modify, distribute, or create derivative works without permission.

6. User Conduct

• Use the Services for unlawful purposes.
• Interfere with Website operations.
• Attempt unauthorized access.
• Submit false information in loan inquiries.

7. Disclaimers

THE SERVICES ARE PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND.

We do not guarantee loan approvals, rates, or terms. All decisions are made by third-party lenders.

8. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY LAW, WE SHALL NOT BE LIABLE FOR INDIRECT OR CONSEQUENTIAL DAMAGES.

9. Indemnification

You agree to indemnify and hold us harmless from any claims, losses, or damages arising from your violation of these Terms.

10. Termination

We may terminate or suspend your access at any time, without notice.

11. Governing Law

These Terms are governed by the laws of [Insert Your State Here], without regard to conflict of law principles.

12. Changes to Terms

We may update these Terms at any time. Continued use after changes constitutes acceptance.

13. Contact Us

For questions, contact: support@quickloansdirect.com or use the contact form on the Website.

14. Miscellaneous

If any provision is invalid, the remainder remains in effect. These Terms constitute the entire agreement.