FAQs
- Paycheck Protection Program
- We are fully automated provider of the Paycheck Protection Program. The best way to get funded is to start your application through the paycheck protection page on our website here.
- How do I calculate the 2.5X for my PPP application?
- Your best bet is to do the best you can. Take all the regular salaried employees and 1099 contractors that you pay through your business bank account and multiple that monthly total by 2.5. This will give you the amount you should qualify for.
- How do I get started?
- Getting started is easy! Simply fill out our online application and get an instant pre-approval. One of our team members will then contact you within a few minutes to provide you with a full offer and explain the process over the phone.
- Is your website secure?
- Our website uses extended validation (EV) certificates by digicert – they are single-domain SSL (Secure Sockets Layer) certificates that offer the highest degree of authentication and SSL protection.
- What do your fees look like?
- There are no fees to get started and get an offer. Different funding options have different fees associated with them. For more information visit our Fees and Charges page.
- When do I have to repay my loan?
- Each funding products have different payoff periods that range between 3 months to 2 years. Our funding advisors will help you pick the best plan for you.
- How does repayment work?
- Repayments are made in different ways depending on the funding product chosen. They can be daily payments or weekly payments.
- Is there a pre-payment penalty?
- No – there is no pre-payment penalty on any of our products.
- Do I get anything for paying off my loan early?
- Most of our funding options allow for an early payoff bonus.
- How quickly can I get funding?
- Same day! If your business qualifies, we can often arrange for same day funding.
- How do I get the money?
- Funds will either be wired or ACH in your bank account.
- How can you offer loans to people with low credit scores?
- We provide a fast and efficient financing process based on your business performance rather than your personal credit score. We’ve helped thousands of small businesses grow with over $100 million in funding through our fully automated instant approval system.